Protection you can count on

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 Mortgage protection insurance is designed to safeguard families in the event of a life altering death or disability of a family member. This type of insurance comes in a multitude of options varying from term insurance to whole life. 

 Annuities, IUL’s and other wealth transfer products can play a vital role in the success of someone’s long-term financial future. With a diversified range of products and solutions, these options allow individuals and families to achieve asset growth, sustainable retirement income, and long-term financial independence. 

Cancel years of mortgage payments, credit card debt and education loans.  Save tens of thousands of dollars in interest, and turn your debt into wealth.  Find your roadmap to a debt-free life. 

 A Comprehensive Estate Plan has a Revocable Living Trust at its core. A trust allows you to maintain control over your assets during your life and pass them on exactly as you wish.  Having a trust in place can save your family thousands in probate costs, protect your beneficiaries, and in some situations help maximize tax savings.   

 There are two common types of business continuation insurance: entity-purchase and cross-purchase policies. Entity-purchase policies name the business itself as beneficiary of the policy. A cross-purchase policy covers specific individual business owners and partners, each of whom receives benefits directly under the terms of the policy. 

Voluntary benefits are supplemental benefits intended to support individuals,  families and business owners with extra cash to help cover daily living costs if an accident or sickness occurs.  Do you know anyone who's family and finances have suffered  after an Accident - Sickness - Cancer - Critical Illness - Disability or passed away?  

The younger you obtain the coverage the less you pay.

Business funding has never been easier! When the bank won't loan you money, we have a partner who can provide funds in 1-3 days. There are minimal requirements and flexible repayment options. Common uses are to purchase inventory, expand or remodel, launch a marketing campaign and more. Click below for more information: https://bankbreezy.com/funding/?partner-id=Dreams&agent-name=Michele%20Pelton-Bennett&agent-email=michele@mylifeagent.org&agent-phone=&refcode=AA0283

With so many tasks and responsibilities an owner has it sometimes makes sense to outsource. 

For more information on Employer Organizations and Section 125 Plans click here:

https://products.dreamsresources.com/insperity/?referring_agent=michele@mylifeagent.org&refid=AA0283

Research & Development Tax Credits available to business owners for new products or processes are underclaimed due to lack of clarity of how to qualify and how to apply.  

Click below for more information: 

https://research.taxprepadvocates.com/dbr/?refid=AA0283

Plan ahead with funeral and final expense whole life coverage as the first cash in hand for your loved ones to pay for funeral costs and other final expenses that can happen after the loss of a loved one.  Leave your family or charity one last final gift. 

 Medicare Supplement plans can help reduce your costs by covering what Original Medicare doesn't. With a Medicare Supplement plan, Medicare pays its portion of your healthcare costs first, and then your Medicare Supplement policy pays a portion, helping to lower your out-of-pocket costs.

Annuities are insurance products that provide a reliable, steady stream of payments to support your financial needs in retirement.   In some cases, moving your retirement savings from a 401(k) plan to an annuity is an excellent idea, particularly if you're concerned about running out of money in retirement. An annuity's regular income stream can help you have money coming into your household for as long as you're alive.